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DDD tracker: approved date, funded date, bank posted date

D

DepositWatch

Community Starter
RefundHub guide

Direct deposit date threads get messy unless everyone separates IRS date, funding date, and bank posting date.

Quick take
  • DDD means the refund date shown by IRS or transcript, not always the moment funds are visible.
  • Banks, prepaid cards, payment apps, and refund-transfer products can post on different timelines.
  • A fee-paid-from-refund product may add another bank layer before your own bank receives funds.
  • If the IRS says mailed check, this belongs in the paper check section of this forum.

How to use this thread
  • Use this format: 846 date or WMR sent date / bank or card type / fees taken from refund yes or no / pending visible yes or no / posted date and time zone.
  • Do not post account numbers, routing numbers, card screenshots, or exact deposit identifiers.

RefundHub is an independent taxpayer-to-taxpayer community. This thread is informational and is not IRS, legal, tax, or financial advice.
 
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